What is Affirm?
Affirm is one of Canada's leading installment payment platforms, providing shoppers with payment solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately while splitting up the cost over time
Why use Affirm?
Prequalify before you buy
Get your Affirm purchasing power before--or while--you're out shopping. Applying will not impact your credit score.
Quick and Convenient Checkout
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get a quick decision and complete your purchase.
Enable AutoPay for Easy Payments
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan.
Recommended FAQ
Are there Requirements to use Affirm?
Yes. You'll need:
- To be the legal age of majority in the province or territory in which you reside
- To be a resident of Canada
- A Canadian bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo)
- Available payment methods may vary depending on the payment plan selected
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout
How do I Sign Up?
If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you'll be sent a one-time SMS password to confirm your identity. You'll then enter a few details for a quick decision. If you're approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
Does Affirm do a Credit Check?
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
What is Affirm's Interest Rate?
For more information on interest or fees, please read this FAQ article on the Affirm help site.
I was not able to complete a Affirm Transaction. What happened?
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Which Payment Methods are Accepted?
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
How can I track my Payments and Access my Affirm account?
To view your account information and track upcoming payments, please login to the Affirm customer portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
What if I can't make a Payment?
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.